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Nery De Las Mercedes
Nery B. is 26 years old, she lives in the area surrounding Paraíso de Guayaquil. She lives in her ex-mother-in-law’s house, which is a cement house with the basics: water and electricity without a sewer system. Nery is single but she has one son who is 6 years old and attends a private school.

Nery started out with a small store in her in order to spend more time with her son. Now she works in the store from 6:30am to 22:30pm, selling oils, rice, noodles. One of her greatest difficulties is the danger that there are thieves in the area.

With the loan, Nery wants to buy rice, sweets, noodles, oils in order to expand her business more. In the future, she wants to expand her business and then have the finances to buy her own house.

View original language description ↓
Nery B. de 26 años de edad, vive en la zona periurbana de Paraíso de Guayaquil, vive en la casa de su ex suegra la cual es de cemento con dos servicios básicos agua y luz sin alcantarillado, Nery es soltera pero tiene 1 hijo que tiene 6 años de edad y estudia en una escuela particular.

Nery comenzó con una pequeña tienda en su casa para pasar más tiempo con su hijo, ahora ella atiende la tienda desde las 06h30 hasta las 22h30, vende aceites, arroz, fideos, una de sus mayores dificultades es el peligro que hay en su sector por los ladrones.

Con el préstamo Nery quiere comprar arroz, dulces, fideos, aceites, para agrandar mas su negocio, en el futuro quiere ampliar su negocio y así tener capital para comprar su propia casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 103
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Nery De Las Mercedes to buy rice, sweets, noodles.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 14, 2009
Dec 24, 2009
Currency Exchange Loss:
Jan 15, 2011