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In this Group: Victoria, Vilma Nanci, Dorotea, Isabel, Justina, Ruth, Pedro, Hilda, Robertina, Glicenda, Anacleta, Victoria, Aurelia, Chenka, Violeta*, Laura*
* not pictured
The members of our group, Las Tigresas (which means “The Tigers” in Spanish), are part of the Asociación Arariwa. This communal bank consist of 16 members from the San Jeronimo district of the city of Cusco. The majority of our group members work in a large market in Cusco, although some are nurses in a local hospital.

Ruth is the president of our group. She lives with her spouse and three children in Cusco. Ruth has been selling breakfast at a stand in the market for nine years. Her husband works afternoons and nights as a taxi driver and helps Ruth run her stand in the morning. Ruth needs a loan to improve her stand and to help get her through the Christmas season. Her New Year's resolution is to save enough money next year to build a house.

Most of the members of Las Tigresas sell food. Some, like Ruth, sell meals in the market, while others sell cheeses, fruit juice, or sell food wholesale. The group members will use their loans to improve their businesses and for personal uses, such as paying for improvements to their homes, or paying for their children’s education.

All of the group members appreciate and thank you for the loan. They promise to pay the monthly payments on time.

(All but two of the group members appear in the video, which shows a group member toasting the coming New Year during the first meeting of the communal bank.)

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 119
    View loans »
    Peru Loans Fundraising
  • $60,151,175
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Tigresas Group's $4,075 loan helped a member operating capital for their businesses and for personal use.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 23, 2009
Dec 24, 2009
Currency Exchange Loss:
May 15, 2010