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Jancy Del Rosario
Jancy is married and the mother of an 8-year-old daughter, who is a third-grader. Her husband is working in Costa Rica hoping to improve their living conditions. He sends money home for family expenses. She has worked as a teacher at the Ruben Dario school in Nueva Guinea for the last 9 years. She is asking for her 6th loan to build a bedroom. Jansy, although being a salaried teacher, has shown herself to be a very responsible, honest, and hard-working woman. She has a strong will to better herself both professionally and work-wise. She is grateful to AFODENIC since her previous loans allowed her to get her own house. Her dreams for the future is to study a post-graduate course next year, that her family enjoys good health, and that she have job security.
View original language description ↓
Jancy es casada, tiene un niña de 8 años de edad estudia su tercer grado de educacion primaria, su esposo trabaja actualmente esta trabajando en Costa Rica con el objetivo de mejorar sus condicones de vidayle envia remesas para los gastos familiares, actualmente trabaja como docente en la Escuela Ruben Dario de Nueva Guinea desde hace 9 años, está solicitando refinanciamiento de su 6to crédito para construir una habitación, Jancy a pesar que es una docente asalariada ha demostrado ser una mujer muy responsables, honesta y muy trabajadora, tiene gran espiritu de superación profesional y laboral, expresa que se siente agradecida con la institución de AFODENIC ya que con los anteriores logro tener su propia casa, su sueño para el futuro es estudiar una post grado este proximo año, salud para sus familia y tener estabilidad laboral.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 94
    View loans »
    Nicaragua Loans Fundraising
  • $25,011,000
    Funds lent in using Kiva
  • 20.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Jancy Del Rosario to build a bedroom.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 15, 2009
Dec 23, 2009
Currency Exchange Loss:
Nov 15, 2011