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Miriam Eduvinia
Miriam Eduvina has been the principal at Enmanuel Mongalo y Rubio school for the past 16 years. She lives in Zone 6 of Nueva Guinea with her family, which is composed of her husband and two children. The children study at her school and her husband is a mechanic. He helps her with family expenses. Miriam Eduvina also teaches in the universities that are in the municipality in order to earn extra income that will allow her family to live better. She is asking for her 8th financing from AFODENIC to be used to make home improvements and to finish building her kitchen; currently it's in a corner of the living room. Miriam has always been a fighter, she is responsible, and likes to make progress in life and loves her job. Since they got their house, both she and her husband, have made every effort to have a proper home for the family, one that has all the requisite characteristics that the family needs. Their wish is that their daugthers study in order to become upstanding citizens, that they all have good health and work.
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Miriam Eduvina trabaja como directora de la Escuela Enmanuel Mongalo y Rubio desde hace 16 años , vive en la zona # 6 de Nueva Guinea junto a su familia compuesta por dos hijos y su esposo, los niños estudian en la misma escuela que ella y su esposo trabaja como mecanico, quien le apoya con con los gastos familiares. Miriam Eduvina tambien imparte clases en la universidades que existen en el Municipio para obtener ingresos adicionales que le permitan que su familia pueda vivir mejor, esta solicitando su 8vo refinanciamiento con AFODENIC, para invertirlo en mejora de su vivienda y terminar de construir la cocina de su casa, pues actualmente la tiene en un rincosito de la sala; doña Miriam se ha caracterizado por ser una mujer luchadora, responsable que le gusta el progreso y ama su trabajo, desde que obtuvieron su casa tanto ella como su esposo se han esforzado mucho para tener un hogar digno para su familia que cumpla con las condiciones que la familia necesita y su deseo es que sus hijas estudien para ser alguien en la vida, salud y trabajo.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 106
    View loans »
    Nicaragua Loans Fundraising
  • $24,828,400
    Funds lent in using Kiva
  • 20.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Miriam Eduvinia to finish building her kitchen.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 15, 2009
Dec 23, 2009
Currency Exchange Loss:
Feb 15, 2011