Margaret is 35 years old, married and has five children, all of whom are all in school. She lives with her husband and children in a rented apartment in a fishing community in central Ghana. Margaret and her husband work hard to support their family. She is a food vendor who prepares and sells kenkey, a popular local dish, with fried fish. She sells by the roadside and buys bags of maize from nearby farming communities. Margaret has been in business for over 15 years and wants a loan to buy ingredients in bulk so that she can expand her business.