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Kim Sreymach, 26, is married and lives with a school-aged child and her husband in Phnom Penh City, Cambodia. She is engaged in the agriculture sector growing morning glory plants, earning a gross income of US $14 per day. Her husband is employed as a construction worker, earning an income of US $4 per day to help cover the family expenses. Kim and her family members are seeking to improve their standard of living and generate a better income. Therefore, Kim is asking for a loan of US $1200 to purchase morning glory seeds to expand her farming. She hopes that this loan to invest in her farming will help her family to generate more income and to save more money for the future of the child. This is her first loan from CREDIT MFI, Kiva’s partner.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 268
    View loans »
    Cambodia Loans Fundraising
  • $37,510,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Kim to buy morning glory seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 11, 2009
Jan 1, 2010
Currency Exchange Loss:
Oct 16, 2010