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Rosa is a client of Asociación Arariwa. She is member of a communal bank consisting of nineteen members in Cusco. The group is called Killa (“moon” in Quechua). Rosa lives with her partner and daughter in Cusco. Her partner works as a tour guide in and around Cusco and he sometimes helps Rosa with her business when he has time. Rosa’s daughter is studying medicine.

Rosa is about to launch a new restaurant in Cusco. She previously ran a snack stand catering mostly to university students, but was motivated by her desire to own and run her own restaurant. The area around the restaurant, on the Plaza Tupac Amaru, has several office buildings, a large police station and municipal buildings, so Rosa expects to have many potential customers.

Rosa used her savings to fully equip the restaurant and now needs a loan to buy food and to pay the four employees she will hire. Rosa plans to launch her restaurant before the New Year. After receiving the loan proceeds, all that will be left will be for her to decide on a name.

Rosa appreciates and thanks you for the loan and promises to pay the monthly repayments on time.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,998,275
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Rosa to use as start-up money to run new restaurant.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 21, 2009
Dec 22, 2009
Currency Exchange Loss:
May 15, 2010