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Biveki Peti
Biveki García Z. is a 40 year old woman. She has 5 children who are 19, 18, 15, 11 and 6 years old. Two of her children study in private schools and two in public schools. She lives in a marginal, urban area north of Guayaquil in a neighborhood that does not have any basic services such as water, a sewer system or paved roads.
Two years ago she started a job collecting all types of plastic, such as bottles, packaging, glass and cardboard. There are a lot of factories near where she lives that throw away these types of recyclable materials.
Biveki does this work because the hours are in the afternoon, from 2pm to 7pm, and that allows her to devote more time to her children in the morning. With the loan she is going to purchase construction materials for her house.
Her dreams are to be able to finish the construction on her house so that her family can be more comfortable and to have her own business so she no longer has to put her life in danger walking the streets.
View original language description ↓
Biveki García Z. es una señora de 40 años, tiene 5 hijos de 19, 18, 15, 11, 6, dos de sus hijos estudian en colegios particulares y dos en escuelas fiscales. Ella vive un sector urbano marginal al norte de la ciudad de Guayaquil, vecindario que no cuenta con ningún tipo de servicio básico tales como: agua, alcantarillado y caminos pavimentados.
Hace dos años empezó a trabajar recolectando todo tipo de plásticos tales como botellas, fundas, vasos y cartones, pues cerca del sector donde vive existen muchas fábricas que botan estos tipos de materiales reciclables.
Doña Biveki realiza está actividad porque su horario es en la tarde de 14h00 a 19h00 y le permite dedicarle más tiempo a sus hijos durante la mañana. Con el préstamo va a comprar materiales de construcción para hacer su casa.
Sus sueños son poder terminar de construir su casa para que su familia se sienta más cómoda y tener un negocio propio para no tener que andar en las calles poniendo en riesgo su vida.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Biveki Peti cONSTRUCTION MATERIALS.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 16, 2009
Dec 22, 2009
Currency Exchange Loss:
Nov 15, 2010