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Mrs. Hazel G. M. is 54 years old and lives in the José Dolores Estrada neighborhood. She is a single mother of 4 children. One is a security guard, the other is a nurse and two are laborers. Her greatest achievement would be to finish improvements on her house and fix up a room to rent. She works selling pre-paid phone cards and renting rooms. She has been renting rooms for 26 years. She has plans for the future to improve the infrastructure conditions where her house is. She would obtain a larger income and could install a store. But she applied for this loan with the aim of buying shoes and plastic goods to take advantage of the Christmas season. This loan will bring her a larger income which would translate to a better level of living for the whole G. family.
View original language description ↓
La señora Hazel G. M. tiene 54 años de edad habita en el barrio Jose dolores Estrada es madre soltera y tiene 4 hijos, uno de los es guarda de seguridad, la otra es enfermera y los otros dos son obreros, el mayor logro de ella sería el poder terminar realizar mejoras en su casa y acondicionar un cuarto de alquiler, ella se dedica a la venta de recargas telefónicas y al arrendamiento de cuartos tiene 26 años de dedicarse al alquiler de cuartos, tiene planes para el futura de realizar mejoras en las condiciones de infraestructura que se encuentra su casa con esto lograría mayores ingresos y podría instalar una tienda pero para este fin solicito un préstamo con el objetivo de comprar zapatos y artículos plásticos para aprovechar la temporada navideña. Este préstamo le traería mayores ingresos económicos que se traducirían a un mejor nivel de vida para toda la familia G..

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 101
    View loans »
    Nicaragua Loans Fundraising
  • $24,738,450
    Funds lent in using Kiva
  • 20.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Hazel purchase clothes, shoes and plastic goods.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 16, 2009
Dec 22, 2009
Currency Exchange Loss:
Nov 15, 2010