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Las Triunfadoras Del Mañana (Cuenca) Group
In this Group: Maria Rosario, Luz Narcisa, Veronica Alexandra, Margarita, Maria Alicia, Edwin Manuel, Karina Del Rocio, Maria Guillermina
The Communal Bank “Triunfadoras del Mañana” (Tomorrow’s Winners) was founded in the city of Cuenca, which is surrounded by incomparable beauty and full of traditions and legends. The city has taken advantage of the abundance in the area, which has been a key to its economic and social growth that spurred its rise to becoming a high-powered industrial city.


This Communal Bank is composed of enthusiastic men and women who have joined together to seek a better quality of life for their families. They share their experiences with us.


Sra. María Alicia C. has been active member of this Communal Bank for the past four loan cycles. She lives in the area called El Carmen de Guzha, which is about 15 minutes away from the city of Cuenca, with her children ranging in age from 2 to 13 years. Her oldest child is not in school and preferred to pursue a job working at a brass works shop. The other school-age children attend classes at Aurelio Ochoa Elementary, while the baby is enrolled in day care. As a result of her work, María Alicia has managed to build her own home.


She joined the Communal Bank upon the recommendation of a friend who told her about how it easy it was to obtain loans and make repayments. María Alicia has been selling fruit for fifteen years. She does not have an established place for selling her goods, so she travels through the market offering her products every day without resting. María Alicia tells us that the loans have helped her increase her business and will use this new loan to buy more fruits such as papaya, watermelon, honeydews, bananas, apples, mangos, and other products to increase her assortment of stock to offer her to her customers, thereby generating more business. She dreams of making home improvements.


Sra. Margarita Jiménez is another member of the Tomorrow’s Winners Communal Bank. She lives in the city of Cuenca and is participating in her fourth loan cycle. Her sister invited her to become a member of the group and the loans have enabled her business to continue.


Margarita sells vegetables and has been in this business since she was a young girl because her grandmother and mother sold vegetables in the market. She continues the family tradition by selling produce on Thursdays, Saturdays, and Sundays. She is devoted to farming during the rest of the week.


With her new loan from Fundación ESPOIR, Margarita will buy tomatoes, onions, peas, carrots, and other vegetables. Her goal is to continue growing her business.

View original language description ↓
El banco comunal Triunfadoras del Mañana se formó en la ciudad de Cuenca, ciudad llena de tradiciones y leyendas que encierra una belleza incomparable, ésta urbe ha sabido aprovechar la riqueza de la zona en la que fue edificada elemento clave para su crecimiento económico y social que le ha llevado a ser una ciudad de gran empuje industrial.

Este banco está conformado por hombres y mujeres muy alegres que se unieron impulsados a buscar una mejor calidad de vida para toda su familia, nos brindan sus vivencias.

La señora María Alicia C. es socia activa de éste banco comunal desde hace cuatro ciclos, vive en el sector El Carmen de Guzho a unos 15 minutos fuera de la ciudad de Cuenca con sus cinco hijos de 13,12,6,5 y 2 años de edad, su hijo mayor no estudia el prefiere trabajar y lo hace en una latonería mientras que sus hermanos estudian en la escuela Aurelio Ochoa y el bebe pasa en una guardería. Gracias a su trabajo logró construir su casa propia.

María Alicia ingresó al banco comunal por incentivo de una amiga quien le hablo de la facilidad de obtener los créditos y las facilidades de pago, ella se dedica a la venta de frutas desde hace quince años, no tiene un puesto propio por eso sus ventas las hace recorriendo todo el mercado esta actividad la realiza de domingo a domingo sin descansar.

Nuestra socia nos comenta que con los préstamos recibidos ha ido incrementando su negocio y con el nuevo crédito solicitado va a comprar más frutas como papaya, sandia, melón, guineo, manzana, mangos etc. Para contar con un stock surtido de frutas para ofrecer a sus clientes y seguir incrementando su negocio.

Su sueño es hacer mejoras en su casa.

La señora Margarita Jiménez es otra de las socias del banco comunal Triunfadoras del Mañana, vive en la urbe de la ciudad de Cuenca, se encuentra en su cuarto ciclo y nos comenta que su hermana le incentivo a formar parte de la banca comunal, los prestamos le han beneficiado para seguir con su negocio.

Margarita se dedica a la venta de legumbres trabaja en este negocio desde que era muy pequeña ya que su abuela y su mamá vendían en el mercado y dice que se podría decir que es una tradición familiar, esta actividad la realiza los días jueves, sábados y domingos los demás días se dedica a cultivar la tierra.

Con el nuevo préstamo que reciba de la fundación va comprar tomate, cebolla, arveja, zanahoria y más, para incrementar su negocio. Su meta es seguir creciendo en su negocio.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 35
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Las Triunfadoras Del Mañana (Cuenca) Group's $2,650 loan helped a member purchase fruits & vegetables.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 2, 2009
Listed
Dec 22, 2009
Currency Exchange Loss:
N/A
Ended:
Jun 15, 2010