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Mary E. is married and has three children. She has received a senior high education. Mary operates a provisions shop in which she sells raw rice, fresh eggs, powdered milk, and bags of water and so on at Chapel Square near Elmina, which she has been doing since 2003. Her husband is a teacher. Mary uses her income to support her husband in the payment of school fess and utility bills. Mary will use the loan to buy more bags of rice and bags of water and so on for sale. With the new profits from her expanded business, Mary plans to open a container store.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 35
    View loans »
    Ghana Loans Fundraising
  • $11,729,450
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Mary mary will use the loan to buy more bags of rice and bags of water and so on to sell.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Dec 16, 2009
Dec 22, 2009
Currency Exchange Loss:
Aug 18, 2010