Ama is 37 years old, married, and the mother of two children. All of her children are still in school in the primary level. She owns and operates a grocery shop and sells items like rice, sugar, vegetable oil, bottled water, body and hair creams, skimmed powdered milk, and poly bags, etc. She also sells fried yams to augment her expenses and profit. Ama deems it a big opportunity to expand her business to include other items frequently demanded by customers. She wants to use the loan to buy more bags of rice and sugar, cartons of vegetable oil, boxes of body and hair creams etc. to increase her inventory. She hopes to improve sales to enable her to save more for the children’s education. She would be grateful for your assistance.