The members of the Makotekokoumana group are married women with an average age of 31 and each has 2 children. Each lives with her husband and her children in large traditional families in the village of Timpana, a prefecture of Dioila, Koulikoro in Mali. They all met through neighbours and through family. Their business is various types of sales (cakes, clothing, shoes, jewelry, fresh fruits and vegetables etc.)
This group of women are members of the microfinance institution called Soro Yiriwaso (Kiva Field Partner) and their hopes are to strengthen their businesses. They are currently on their second loan, after having successfully repaid their first.
With this loan they will purchase 5 sacks of wheat flour, 3 sacs of sugar, 4 cases of Bramali softdrinks and a large quantity of assorted merchandise (shoes, jewelry etc.)
The majority of the products are purchase in Mamako (capital city of Mali) and they are resold in Timpana in the Dioila market to a varied clientele.
They hope to see an average of 20 000 FCFA in revenues per month which will be paid to pay the interest of the loan, to provide for the needs fo their respective family and to invest in their business.
Their collective wish is to improve their business by exploring other income generating activities, such as the sales of cereal grains.
Elles se sont connues par des liens de voisinage et de parentés. Elles exercent le commerce d’articles divers (gâteaux, friperie, chaussures, parures, des fruits et légumes etc.)
Ces femmes ont intégré l’institution de microfinance Soro Yiriwaso dans le but de pérenniser leurs activités lucratives. Elles sont à leur deuxième prêt solidaire et le premier prêt a été bien remboursé.
Avec ce prêt elles comptent acheter, 5 sacs de farine de blé, 3 sacs de sucre, 4 casiers de boissons sucrées BRAMALI et une grande quantité d’articles divers (chaussures, parures etc.).
La plupart des produits sont achetés à Bamako (capitale du Mali) et sont revendus sur place à Timpana et au marché de Dioïla à une clientèle composée de femmes et d’hommes.
Elles espèrent réaliser chacune un bénéfice moyen de 20 000FCFA par mois qui sera utilisé pour payer les intérêts du prêt, subvenir aux besoins de la famille et investir le reste dans les activités.
Elles ont pour ambition de diversifier leur commerce en embrassant d’autres activités génératrices de revenus telle la vente des céréales.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid