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Jocelyn B. is a 36-year-old woman with the determination and faith to get out from the ties of poverty. She is a mother of six children who are all of minor age. She lives at Antipolo, in the province of Rizal, in the Philippines. She is married to Vicente, a private employee, but his salary is not enough for their daily needs.

As a woman of dreams, in 2005 she joined ASHI (Ahon Sa Hirap, Inc.), a Microfinance Institution and KIVA partner in the Philippines. Since then, she opened a general store and it really helped them to meet their needs. Now on her sixth loan, she wants to borrow Php 25,000 to pay for cases of soft drinks, liquor, rice, charcoal and groceries for her store.

She hopes that, with the help of ASHI and KIVA, she can reach her goal to step out from poverty, expand her business, and pay for the needs of her children in school.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 760
    View loans »
    Philippines Loans Fundraising
  • $63,325,000
    Funds lent in using Kiva
  • 46.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Jocelyn to purchase soft drinks, liquor, rice, charcoal and groceries for her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 25, 2009
Dec 21, 2009
Currency Exchange Loss:
Dec 15, 2010