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Iluminada is a 46-year-old woman who is married and blessed with eight children. They are living in Dalig, Antipolo City, which is in Rizal Province in the Philippines. She is a woman who has big dreams to overcome all challenges in order to achieve her goals in life. She and her husband have worked very hard to raise their big family. Despite the many hardships she encountered, she was able to send all of their eight children to school.

She joined Ahon SA Hirap Inc. (ASHI), a microfinance institution and Kiva partner in the Philippines, in 2001. For almost eight years in ASHI, she has shown good performance, so she is being trusted by the institution for further loans.

She runs a variety store with a little carenderia (stall selling foods ready to eat). She started her variety store based on her idea of dealing with customers. Her business is growing because the members of the community in her neighborhood like her products and find what they need in her store instead of going to other places. She is requesting a loan of 40,000 Philippine pesos as her eleventh loan from ASHI to pay for items including sacks of rice, white sugar, washed sugar, brown sugar, cigarettes, canned goods, candies, soft drinks, and cooking oil.

She dreams of growing her variety store into a mini-grocery store. Her children are her motivation to continue in her business. She dreams of sending her children to school and hopes that they will complete a degree in college. Iluminada now feels very happy about her work and the service of ASHI and Kiva. Now, the couple is enjoying seeing that the loans from ASHI change their lives and give them bigger chances of making their dreams come true.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 2125
    View loans »
    Philippines Loans Fundraising
  • $61,219,850
    Funds lent in using Kiva
  • 46.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Iluminada to buy sacks of rice, white sugar, washed sugar, brown sugar, cigarettes, canned goods, candies, soft drinks, cooking oil, and other supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 26, 2009
Dec 21, 2009
Currency Exchange Loss:
Dec 15, 2010