Mr. R. is having great difficulty currently - his home is in need of repairs. He has decided he would like to make improvements to his home in order to provide better living conditions for his children. He is requesting this loan to buy the construction materials he needs so that he can have a decent home in which his children will thrive.
Una dificultad que atraviesa actualmente es que requiere mejorar las condiciones de su vivienda porque se ha visto afectada y es por esta razón que ha decidido iniciar a reconstruir dicha vivienda para brindarle mejores condiciones a sus hijos. Solicita el crédito para invertirlo en la compra de los materiales de construcción y de esta manera llegar a cumplir sus sueños de tener una vivienda digna donde sus hijos se puedan desarrollar.
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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