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Dayse Paola
Dayse Rodríguez, 32 years old, has a cement house located in the perimeter of Guayaquil. Dayse started by buying a small washing mashine for her family, but since some of her neighboors started asking to do their laundry there, she decided to buy another one. Then, the more people asked for the laundry, the more machines she bought and that was how she started to rent washing machines.


Now Dayse has 15 washing machines, which she rents by $15 per hour. One of the biggest challenges is the continuing wearing of the machines' parts. She lives in a common law marriage and her partner helps with the expenses by doing freights with his car. They have one child, who studies in a public school.


With this loan she wants to buy $ 300.00 of washing machines parts and, in order to improve the machines location, she wants to buy construction materials with $500.00, plus $200 for the labor. In the future, she wants to expand her laundry business and her house.

View original language description ↓
Dayse Rodríguez de 32 años, tiene una casa de cemento ubicada en la Perimetral de Guayaquil, Dayse empezó comprando una pequeña lavadora para su familia pero como una y otra vecina le pedía lavar sus ropas decidió comprar otra lavadora y así entre mas le pedían mas lavadoras compraba con esto ella comenzó el alquiler de lavadoras.

Ahora Dayse tiene 15 lavadoras en las que las alquila a $ 15.00 la hora, una de las mayores complicaciones es el continuo desgaste de las piezas, esta en unión libre con su pareja en la que el le ayuda con los gastos haciendo fletes en su carro, ellos tienen 1 hijo que estudia en una escuela fiscal.

Con el préstamo quiere comprar $ 300.00 en piezas de lavadoras, para construir mejor el lugar de las lavadora también quiere comprar materiales de construcción $ 500.00, mano de obra $ 200. En el futuro quiere ampliar más su lavandería y poder construir más su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 14
    View loans »
    Ecuador Loans Fundraising
  • $22,516,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Dayse Paola cement, stones, labor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 14, 2009
Listed
Dec 21, 2009
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2011