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Maritza
Maritza is 35 years old, married, and has four children who are still dependent on her and are all attending school: Maika who is 15 years old, Ana Lucia who is 11 years old, Jose Daniel who is 11 years old and Coraima who is 9 years old.

This partner alternates between household activities and a business of selling bread. She has her own place of work in the surrounding area of the main square of Urcos. She explained to us that since a young age she helped her mother in daily activity of making bread and selling it, although today she is working independently. She rents an oven along with other fellow business persons and this is where they make their bread. Two years ago, she and her colleagues decided to create a special type of bread that they named "chuta navideña" which has the same characteristics of the flat bread named 'chuta' (a large, soft, round bread with a specific smell) but with the addition of fruits. This member and her business colleagues only prepare this "Chuta navideña" for the christmas holidays. They have been selling this type of bread for several years, with success, thanks to the effort put into the work. She is a very hard worker and entrepreneur who, despite life setbacks, is hoping to push her children into being professionals. She is asking for this loan in order to purchase consumables such as flour, sugar, butter and fruits in order to prepare the "chutas navideñas” for christmas and New Year's which is the time period when these are sold the most.

Martiza is a native of the city of Urcos in the province of Quispicanchis in the department of Cusco and is part of the communal bank named "Qori Orcco" in the Arariwa association. She is grateful for this opportunity and support and promises to fulfil the corresponding payment in time.
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Nuestra socia MARITZA tiene 35 años, es casada y tiene cuatro hijos que todavía dependen de ella: Maika tiene 15 años, Ana Lucia tiene 11 años, José Daniel tiene 11 años y Coraima tiene 9 años ellos todavía estudian en el colegio.

La socia alterna sus actividades del hogar con el negocio de venta de pan. La socia tiene su propio puesto de trabajo en los alrededores de la plaza de armas de Urcos. Ella nos cuenta que desde muy niña ayudaba a su mamá a elaborar el pan y los vendían todos los días pero ahora ella es independiente. Ella alquila un horno con varias compañeras de negocio y ahí preparan sus propios panes. Ella y sus compañeras desde hace 2 años atrás se les ocurrió crear un panteón especial que lo llamaron “chuta navideña” que tiene las mismas características del pan chuta (Pan redondo blando con un olor peculiar y es un pan gigante) pero le agregaron pasas y frutas. La socia y sus compañeras de negocio solo preparan este pan “Chuta navideña” para las fiestas de navidad. Ya son varios años que tiene el negocio de venta de panes chuta y le ha ido muy bien, gracias a todo el empeño que pone en su trabajo. Nuestra socia es una mujer trabajadora y emprendedora que a pesar de las adversidades de la vida va a sacar profesionales a sus hijos. La socia requiere el préstamo para comprar mas insumos como harina, azúcar, manteca, frutas y pasas para preparar las “chutas navideñas” para navidad y año nuevo ya que por estas épocas es donde se vende más.

La socia es natural de la ciudad de Urcos de la provincia de Quispicanchis del departamento del Cusco y pertenece al Banco Comunal “Qori Orcco” de la Asociación Arariwa.

La socia se encuentra agradecida por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Maritza purchase consumable items such as flour, sugar, butter and fruits.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 14, 2009
Listed
Dec 21, 2009
Currency Exchange Loss:
Covered
Ended:
Jul 15, 2010