Mr. Yun S. is a good father who has given birth to six kids; two of whom are married and live independently and the other four are single. To generate an income, Yun S. works in construction and is also hired by people to construct their new houses. His wife also leaves home to cook food for neighbors' weddings, from which she earns a profit. Yun S. wants to invest in a new trade line in order to create additional revenue and to ensure that his family attains a more comfortable living. Because of the lack of capital, Yun S. is requesting a loan to build a store, where he will begin selling groceries. With the remaining loan he will buy a used vehicle for his family’s traveling needs. (Yun S. and his wife are pictured.)
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.