Chout I., 43, is a determined and hardworking woman who resides in the best territory of Phnom Penh, a city of Cambodia. Presently Chout I. owns a small store next to her house where she sells different types of items to her neighbors or passers-by for a profit. She sells items such as medicine, cleaning tools, gasoline, and cooking ingredients. She is married to Sokhom, age 47, a garment factory worker. This couple was married a long time ago and has six children. Two of the children are married and the other four are single. Chout I. needs a loan to improve her enterprise to be more efficient. She will use her loan to accumulate more items to sell.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.