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Mario Jose
Mr Mario Jose M. C. is a hard worker at the Centro de Insumos Para la Salud (Centre for Health Supplies) where he has worked for 5 years in the office. Mr M. will use the loan to buy ceramics, sand and cement for his house to avoid the children getting dirty because he currently doesn't have a floor.

Mario is married and has one son who is still in his care. This is the first loan that Mario has taken out with CEPRODEL and he says that the loan will help his family a lot because previously in his house there was concrete in place of the floor.

View original language description ↓
El Sr. Mario Jose M. C. es trabajador del Centro de insumos Para la Salud lleva 5 años de trabajar en esa institucion desempeñandose como oficinista. El sr. M. va a usar el credito para compra de ceramica, arena y cemento pora la casa.
Por que ahora no tiene piso y asi los niños no podran ensuciarse mas.
El sr. Mario es casado y tiene 1 hijo a su cargo y este todavia esta a su cargo.
Este el primer credito que el sr. Mario a tenido con CEPRODEL.

Mario dijo que este préstamo fue de mucha ayuda para su familia por lo que antes su casa de habitación era de concreto la parte del piso.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 100
    View loans »
    Nicaragua Loans Fundraising
  • $24,800,300
    Funds lent in using Kiva
  • 20.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Mario Jose to buy ceramics, cement and sand.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Nov 28, 2009
Dec 19, 2009
Currency Exchange Loss:
Feb 15, 2011