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Vanesa
Vanesa was born in Urcos, province of Quispicanchis, district of Cusco and she’s a member of the Community Bank “Qori Orcco” part of the Arariwa Association. The name of the bank is in the Quechua language and it means “Golden Hills”. Cusco was the capital city of the Inca Empire and one of the most important cities of the Peruvian Viceroyalty. It has been declared Patrimony of Humanity and the Archaeological Capital of the Americas.

Vanesa is 26 years old. She’s married and has a 1-year-old daughter named Camila. She divides her time between her household activities and her minimarket where she has a stationary stand, a grocery shop, an Internet café and beauty items stand. She opened her business 6 years ago, and she’s been very successful thanks to her had work. She’s a working mother and an entrepreneur supporting her family. She’s the community bank's supervisor and she's been a member of Arariwa for eight years. She would like to use this loan to buy Christmas presents to resell during the holiday season.

She’s very thankful for this opportunity and she promises to fulfill her payments according to schedule.

The city of Urcos is located at 45 km (28 miles) from Cusco, following the asphalted road to Puno. It’s a small town with a beautiful lagoon, where, according to the legend Huascar threw a huge golden chain to prevent the Spanish settlers to take it away.
View original language description ↓
La socia es natural de la ciudad de Urcos de la provincia de Quispicanchis del departamento del Cusco y pertenece al Banco Comunal “Qori Orcco” de la Asociación Arariwa. El nombre del banco es de origen de la lengua Quechua que traducido al español significa “Cerro de Oro”. Cusco antiguamente, fue la capital del Imperio Inca y una de las ciudades más importantes del Virreinato del Perú. Declarada Patrimonio de la Humanidad y capital arqueológica de América.

Nuestra socia VANESA tiene 26 años, es casada y tiene una hija que se llama Camila que tiene un año. La socia alterna sus actividades del hogar con la atención de su tienda de multiservicios que es librería, bazar, cabina de Internet y venta de productos de belleza. Ya son seis años que tiene el negocio y le ha ido muy bien, gracias a todo el empeño que pone en su trabajo. Nuestra socia es una madre trabajadora y emprendedora que saca adelante a su familia. Ella es la fiscal del banco comunal y hace ocho años es socia de Arariwa. La socia requiere el préstamo para comprar regalos para vender en estas fiesta navideñas.

La socia se encuentra agradecida por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma.

La ciudad de Urcos se encuentra ubicada a 45 km del Cusco siguiendo la carretera asfaltada a Puno, es un pequeño poblado con una hermosa laguna donde, según la leyenda, Huascar lanzó una enorme cadena de oro para evitar que los españoles se la llevaran.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $6,715
    Average annual income
  • 102
    View loans »
    Peru Loans Fundraising
  • $56,733,750
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Vanesa buy Christmas presents to resell during the holiday season.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 11, 2009
Listed
Dec 20, 2009
Currency Exchange Loss:
Covered
Ended:
Jul 15, 2010