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Vita Nova Group
In this Group: Domitila Virginia, Flor De Maria, Alicia , Raul Jefferson, Veronica Del Pilar, Betzabe Martha , Nelly, Romelia, Maria Isabel, Victor Emilio
Sra. Flor is a nurse technician and for a long time worked in her profession only to see that her wages did not meet the cost of raising her child as a single mother. She decided to leave her job and look for a different way to make her living. This is why she began selling spices (chili pepper, seasonings) in a market in her area. Her business was big when she realized that in this business she made more than in her old job. At the beginning, she only had a little half-meter wooden cart with little merchandise that, with much work, she managed to buy with her savings. In the market she listens to her neighbor merchants about EDAPROSPO, and this is how they joined and formed the group VITA NOVA 2 years ago. She is thankful to the organization because it is by means of the loans that have been increasing and are incredible to her that the little cart with which she started is now only a memory. Now she has a big store, and sells not only spices but also meat, disposables, etc. She is the best known in that area, so her profits are greater. For her effort and sacrifice she has achieved many things, but the most important to her is that her son can follow a university career. She also married, and helps her husband in the business he has as a tailor. What she wants for the future is to invest in the textile business. Her husband does it and knows that it is profitable. They are saving up for the money they need to invest in this. She will use the money from her current loan to buy spices and seasonings for her business because these days sales are going up. Sra. Flor has strong faith and is grateful to God for all that she has received. She has worked hard to achieve everything else, and has always had a strong desire to do things the right way.

Sra. Flor is seated and is wearing a green shirt in the group photo.
View original language description ↓
La señora flor es enfermera técnica y por mucho tiempo trabajo desempeñando su profesión lamentablemente al ver que su sueldo no le alcanzaba para la manutención de su hijo por ser madre soltera, decide dejar su trabajo y buscar otra forma de ganarse la vida, es así que empieza vendiendo especerías (ají, condimentos etc.) en un mercado de su zona, su sorpresa fue grande cuando se dio cuenta que en ese negocio ganaba mas que su antiguo trabajo, al inicio solo tenia una carretita de madera de medio metro con poca mercadería que a duras penas logro comprar con sus ahorros, en el mercado ella escucha a través de sus compañeras de trabajo sobre EDAPROSPO es así que se unen y forman el grupo VITA NOVA del cual tiene 2 años formando parte, ella agradece a la entidad por que es a través de los prestamos que ha ido creciendo y le parece increíble que la carretita con la que empezó solo sea parte del recuerdo ahora tiene una tienda grande, no solo vende especerías ahora también vende embutidos ,descartables etc. Es la mas conocida en ese rubro por eso sus ganancias son mayores, por su esfuerzo y sacrificio ha logrado muchas cosas pero lo mas importante para ella es que su hijo puede seguir una carrera universitaria, también se volvió a casar y ayuda a su esposo en el negocio que tiene como confeccionista.
Lo que ella quiere para el futuro es invertir en el negocio de las telas, su esposo lo hace y sabe que es rentable están juntando el capital necesario para invertir en ese rubro, el dinero de su actual préstamo lo utilizara para comprar especerías y condimentos para su negocio ya que en estas fechas aumentan las ventas, La señora Flor es muy creyente y esta agradecida con Dios por todo lo que ha recibido lo demás lo puso ella mucho empeño y ganas de hacer las cosas bien.


la Señora Flor es la que esta sentada de polo verde.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 121
    View loans »
    Peru Loans Fundraising
  • $55,267,550
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Vita Nova Group's $3,625 loan helped a member cOMPRA DE ESPECIAS Y CONDIMENTOS.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 7, 2009
Listed
Jan 1, 2010
Currency Exchange Loss:
Covered
Ended:
May 15, 2010