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Hernan is 26 years old and dedicated to his job. He is not married, but he lives with Gabriela, who is the mother of his two-year-old son. They live in Huañacahua, in the community of Vinto, west of the department of Cochabamba.

Hernan is requesting this credit to purchase a plot of land close to his house, in order to be able to work the land while being close to his home and his son. He wants to be with his son as much as possible, because he was abandoned by his own father when he was a child and does not have a single memory of him. He says that his mother is everything to him, for always being by his side.

This loan will also make it possible for him to increase his income, since his main activity is agriculture, which his mother taught him as a child. He also is involved in the production of milk, along with his wife. Additionally, he works as a mason when he is not working in agriculture. He works a lot to give his son a better life, and in the near future he would like to marry Gabriela and continue working to be able to help his mother.
View original language description ↓
Don Hernán tiene 26 años es una persona joven y dedicado a su trabajo el no está casado pero vive con la Gabriela que es la madre de su hijo pequeño de 2 años, ellos viven en Huañacahua es una comunidad de Vinto al oeste del departamento de Cochabamba.

Don Hernán solicita el crédito para comprar un terreno que está cerca de su casa, para poder trabajar esas tierras y estar cerca de su casa y en especial cerca de su hijo pequeño. Hernán quiere estar con su hijo el mayor tiempo posible porque él fue abandonado por su padre cuando era un niño y no tiene ni un solo recuerdo de su padre él dice que su madre es todo para el por estar siempre a su lado.

El crédito otorgado también podrá incrementar sus ingresos ya que su actividad principal es la agricultura porque desde niño su madre le enseño y como segunda actividad la producción de leche junto con su esposa. También trabaja como albañil cuando no está en la agricultura, él trabaja mucho para darle una mejor vida a su pequeño y quiere en un futuro muy cercano poder casarse con Gabriela y seguir trabajando para poder ayudar a su madre.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 161
    View loans »
    Bolivia Loans Fundraising
  • $33,362,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Hernan to purchase a plot of land for cultivation.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 3, 2009
Dec 18, 2009
Currency Exchange Loss:
Nov 1, 2011