She left Sofala for Maputo, Boane District with her now deceased husband when he was still a soldier. They made their home in Boane and later, her husband lost his life. She began agricultural work in order to support her children. She learned about this work with her parents when she was still in Sofala. She receives the pension of her deceased husband, which has a value of 4,000 MZN. 1,500 of the aid given for her children goes toward household expenses. She even manages to save some monthly in her bank account and in Xiqitue (a traditional rotating savings system).
She never has had loans through banks. She found out about Hluvuku through neighbors who are also clients of this institution. This is her 4th loan, which has a value of 15,000 MZN. With it, she plans to buy construction materials (beams, panes, cement, sand, and windows) in order to continue with the construction of her house. The previous loans had values of 8,500 MZN, 13,000 MZN, and 13,000 MZN. All were for the same purpose.
In the future, she would like to ask for more loans in order to continue with the construction of her home and to provide better living conditions for her family.
Saiu de Sofala para Maputo no Distrito de Boane com o seu falecido marido ainda militar, fixaram sua residência em Boane e mais tarde o marido perdeu a vida. Iniciou uma actividade agrícola para poder sustentar os filhos, esta actividade aprendeu com os pais ainda em sofala. Recebe a pensão do falecido marido no valor de 4.000.00mt e 1.500.00mt provenientes da ajuda prestada pelos filhos que aplica nas despesas de casa e ainda poupa algum na sua conta bancária e no Xitique (sistema tradicional de poupança rotativa) mensal.
Nunca teve empréstimos em bancos, conheceu a Hluvuku através de vizinhas que também são clientes desta instituição. Este é o seu 4º empréstimo no valor de 15.000.00mt com o qual pretende comprar material de construção (barrotes, chapas, cimento, areia e janelas) para dar continuidade com a construção da sua residência. Os empréstimos anteriores foram de 8.500.00mt, 13.000mt e 13.000.00mt todos para a mesma actividade.
Futuramente gostaria de solicitar mais empréstimos para dar continuidade com a construção da sua residência e oferecer melhores condições de habitabilidade a sua família.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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