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Delphine
D. Delphine was born in 1964 in Benin.  She has been living for about ten years in Cadjèhoun, in Cotonou, the economic capital of Benin.  Married to LAROU Nicolas, an entrepreneur, she is the mother of four children who are all in school.  The couple has another child to support in addition to their own.  The family lives together in Cadjèhoun. The couple is covering family expenses jointly. 

Delphine did not attend school.  To provide for her needs and those of her children, she sells pounded yams served with peanut sauce (a much-loved food of the Beninese people) across from the Finance Ministry in Benin.  She has been in this business for about ten years.  She stocks up from Dantokpa, the international market of Benin. 

She is a previous ALIDé client having already had two loans from this micro-finance institution.  And the loans have indeed been repaid. Delphine is requesting a third loan from ALIDé in order to expand her business further and to satisfy her customers more.
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D. Delphine est née en 1964 au Bénin. Delphine vit depuis une dizaine d’année à Cadjèhoun à Cotonou, capitale économique du Bénin. Mariée à LAROU Nicolas un entrepreneur, Delphine est mère de quatre enfants, tous scolarisés. Le couple a un autre enfant à charge, en plus de leurs enfants. La famille vit ensemble à Cadjèhoun. Le couple supporte ensemble les charges de la famille. Delphine n’a pas été à l’école. Pour subvenir à ses besoins et à ceux de ses enfants, Delphine vend de l’igname pilé accompagné de sauce d’arachide (un aliment bien aimé des béninois) en face du Ministère des Finances au Bénin. Delphine exerce cette activité depuis environs 10 ans. C’est à Dantokpa, marché international du Bénin, que Delphine s’approvisionne. Delphine est une ancienne cliente de ALIDé, ayant déjà obtenu deux crédits auprès de l’institution, crédits qui ont été bien remboursés. Delphine sollicite un troisième crédit auprès de ALIDé, afin d’agrandir davantage son activité et de mieux satisfaire sa clientèle.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,500
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 455.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Delphine buying sacks of yams and sauce condiments (tomatoes, onions, chili peppers, etc.).
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Jan 8, 2010
Listed
Dec 19, 2009
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2010