Mrs. Phin N. lives in Kampong village in the Takeo province. She is a farmer who owns 0.3-hectare of land on which to cultivate rice to earn a living. Additionally, she usually cultivates rice in both seasons. On this farm, she now faces a small problem because her field is infertile so she decided to ask for a loan to buy more fertilizers to support the field to make her crop more productive.
Mrs. Phin N. is a widow with five children. Two of her children are farmers, two are attending the local school and the youngest one is 4 years old, too young to work or study.
Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.