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K´alamarka Group
In this Group: Adela Juana, Beatriz Rosmery, Vicenta, Edwin, Luis Fernando, Virginia, Moises Santos, Roman Ricardo, Rita Sofia, Rolando Hector
The K’Alamarka Communal Bank has been working with our Institution for more than two years. The group consists of half men and half women. Most of the women buy and sell fruit, while the men are in the transportation sector.

Sra. Durán is a long-time member and currently serves as the Communal Bank president. Her loan will allow her to diversify and increase her inventory of fruit that she offers from her vending location in Sapaqui. She is requesting to increase her business capital so that she will be able to provide better living conditions for her large family.

Sra. Vicenta is a new member who currently serves as the Communal Bank secretary. She sells CDs in the cities of La Paz and El Alto. Her loan will be used to purchase CDs and VCDs in order to improve her earnings.

Sr. Moises, who is participating in his third loan cycle, serves as the Communal Bank treasurer. There are four members in his family. He is an independent driver and will use his loan to maintain his vehicle. Moises plans to purchase spare parts such as tires and switches. Over time he wants to save enough money to buy another vehicle. This is his first experience working with Communal Banks and having the opportunity to save and improve his family’s income.

View original language description ↓
El Banco de Emprendimiento KALAMARKA trabaja con nuestra Institución hace mas de dos años, este banco se caracteriza porque sus integrantes son 50% varones y 50% mujeres, las socias se dedican al comercio y venta de frutas, los socios la mayoria son transportistas.La señora Durán es una participante antigua y ocupa el cargo de presidenta con el prestamo a logrado diversificar y aumentar la producción de frutas que tiene en la localidad de Sapaqui, con este negocio a podido aumentar su capital y brindarles mejores condiciones de vida a su númerosa familia. la señora VICENTA, Es una nueva integrante y tiene a su cargo la secretaria, ella se dedica a la venta de CDs en las cuidades de La Paz y El Alto, con el prestamo a logrado traer por cantidad CDs,VCDs, mejorando de esta forma sus ingresos. El señor MOISES,esta en su 3er ciclo, actualmente ocupa el cargo de tesorero, tiene una familia compuesta por 4 miembros, es chofer propietario y con el prestamo a logrado realizar el mantenimiento de su movilidad, tiene pensado comprar varios repuestos como: llantas, pastillas, con el tiempo quiere ahorrar para comprarse otra movilidad, esta es su primera experiencia con Bancos de Emprendimiento lo que le a permitido ahorrar y mejorar sus ingresos para el y su familia.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 197
    View loans »
    Bolivia Loans Fundraising
  • $31,410,700
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of K´alamarka Group's $2,450 loan helped a member operating capital for their respective businesses.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 30, 2009
Jan 1, 2010
Currency Exchange Loss:
May 15, 2010