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Svay K. is 59 years old and a resident of Pursat Province, where she has owned a plot of land since 1979. She grows rice crops, which she plants twice a year. She is widowed and the mother of five children; three are married and live away from the family home, and two are single and attend school.

Svay K. is a hard-working woman who never wastes time in order to earn money to ensure that both of her children that are still in school receive a higher education. To help with the hard physical labor involved in her farming work, she is applying for her second loan, which she will use to buy a water buffalo for ploughing the fields. In the future she proposes to raise water buffalo for babies.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 54
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,147.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Svay to buy a water buffalo.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 23, 2009
Jan 1, 2010
Currency Exchange Loss:
Sep 15, 2010