Khiev R., 30, is a low-income person living in Kompong Tom. To earn a living, Khiev R. built a stall next to her house, in which she raises many pigs to sell. Khiev R. is married and has two school-aged children. Her husband helps deal with the family’s financial situation by working as a salt trader. Besides their businesses, the family cultivated a rice crop during the farming season. Khiev R. needs a loan to buy cow, which she will raise for plowing the farmland or for breeding in the future.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.