Jesus De Nazareth Group
For the past 5 years, Carmen has sold clothing by order. The orders are solicited from family members, friends and acquaintances. She began working for a company who left merchandize in the markets and she collected the money. She worked for the company for a while until she learned how to manage a business and then she went out on her own.
With her work she has been able to obtain more merchandise to offer her clients and allows them to save.
The loan that she is soliciting will be used for Christmas orders.
HACE CINCO AÑOS, LA SRA. CARMEN SE DEDICA A LA VENTA D. ROPA EN BASE A PEDIDOS QUE LE SOLICITAN SUS FAMILIARES, AMIGOS Y CONOCIDOS. ELLA INICIÓ TRABJANDO PARA UNA EMPRESA, QUE DEJABA MERCADERÍA EN LOS MERCADOS Y ELLA SE DEDICABA A LA COBRANZA, ESTUVO TRABAJANDO PARA ESA EMPRESA UN TIEMPO HASTA QUE APRENDIÓ EL MANEJO DEL NEGOCIO Y SE INDEPENDIZÓ.
CON SU TRABAJO HA LOGRADO TENER MAS MERCADERÍA PARA OFRECER A SUS CLIENTES, Y LE PERMITE AHORRAR.
ELPRESTAMO SOLICITADO LO INVERTIRÁ EN PEDIDOS PARA LA CAMPAÑA NAVID.ÑA.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid