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He Lives Group
In this Group: Isaac, Patricia, Margaret, Theresa, Adwoa, Nana
Isaac is 46 years old. He is married and has four children, all in school. He lives with his wife and children in a rented apartment in a tourist attraction community in the central region of Ghana. The community is one of the coastal towns in the country. As a result, the major occupation of the people is mainly fishing. Isaac operates a sawmill in his community. He is the leader of a trust bank group called He Lives. The members of the group are mainly into fishing and other commercial activities. The group requests a loan to procure goods in bulk to expand their businesses. Isaac is seated in the middle in the photograph. It is their desire to give their children the best education they can afford.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 22
    View loans »
    Ghana Loans Fundraising
  • $11,440,650
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of He Lives Group's $2,125 loan helped a member to buy more timber.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 9, 2009
Listed
Dec 17, 2009
Currency Exchange Loss:
Possible
Ended:
Sep 2, 2010