Esther is a focused, hard-working woman who puts in long hours trying to keep her business profitable. She is a LAPO client because of our commitment to improve lives in Nigeria and elsewhere in Africa. She is married, has five children and is 47 years old. Esther makes a living selling groceries, foodstuffs and drinks in Warri, Delta State, Nigeria. She has applied for a loan for NGN 100,000 to buy more items to sell to her customers. She extends her sincerest thanks to all Kiva lenders.
The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan. http://www.kiva.org/partners/20