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Karine L. is 38 years old and lives in Tsovagyugh village, Sevan area. She is married and has a school-aged daughter. Karine and her husband have their own business, which they run in their own carriage-shop, where they sell a variety of products: food, household goods and clothes. Karine also helps her husband with farm work. Thus, thanks to their shop and farm, they support their family. Karine asks 1,000,000 AMD to buy confectionery, cleaners and children's clothes for her shop.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 161
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • 382.5
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,625 helped Karine to buy confectionery, cleaners and children's clothes for her shop.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Dec 14, 2009
Dec 16, 2009
Currency Exchange Loss:
Dec 15, 2012