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Shovkat A. is 44 years old and married. She has nine years of experience growing and selling fruit. She uses all the money she makes to take care of her two sons and provide for their education. Shovkat always makes very productive use of her capital, adding inventory to her stock in a way that allows her to meet her customers' needs. She is also very polite and considerate, and her customers are always very happy with the service they receive from her. As her business is doing so well, she is increasing her net worth month by month. Today, Shovkat is requesting 1,600 AZN to purchase seeds and fertilizer in order to increase the variety of her goods. She is grateful to everyone for supporting her and promises to repay her loan in a timely manner.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 38
    View loans »
    Azerbaijan Loans Fundraising
  • $13,960,650
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Shovkat to purchase more seed and fertilizer.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 26, 2010
Jan 1, 2010
Currency Exchange Loss:
May 17, 2011