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Bayron Lenin
Byron V., 29, lives in an area on the outskirts of Guayaquil. His house is concrete and has basic services like water, electricity and sewerage. Byron has been a fishmonger for a long time because his father was in the same line of work and Byron learned from him from a very early age. Byron works alonside his younger brother and his mother from 9am until 1pm. He buys albacore at $1.15 a pound, carita (Pacific moonfish) at $0.12 a pound and shrimp at $1.40 a pound. His greatest obstacle at work is a physical disability in his right leg. Although a problem, it isn't an impediment, and he forges ahead to insure a good future with his wife. They have no children yet because his first priority is to have economic stability. With the financing he wants to buy roofing materials, cement and bathroom fixtures to build his house for his family's future. In the future, he would like to be a fish distributor to fishmongers in his area and to stay together with his family.
View original language description ↓
Byron V. de 29 años de edad, vive en la zona ubicada en la Perimetral de Guayaquil, su casa es de cemento y tiene los servidos básicos de agua, luz y alcantarillado, Byron hace ya muchos años atrás aprendió la actividad de la venta de mariscos ya que su padre se dedicaba a venderlos cuando el era muy pequeño, fue aprendiendo poco a poco con esfuerzo y dedicación.

Byron trabaja con su hermano menor y su mama desde las 09h00 hasta las 13h00, comprar pescados como albacoras a $ 1.15 la libra, Caritas a $ 0.12 la libra y camarones a $ 1.40 la libra, la mayor dificultad que tiene en su negocio es la discapacidad física que Byron tiene en su pierna derecha aunque esto le es de impedimento continua adelante para asegurar el futuro de su familia en conjunto con su esposa, ya que no tienen hijos porque su prioridad es tener estabilidad económica.

Con el préstamo quiere comprar techo, cementos, arreglos para baños para construir su vivienda y así segurar el futuro de su familia, en el futuro quiere distribuir pescado a los vendedores de su sector y permanecer junto con su familia.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 15
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Bayron Lenin roofing materials, cement, bathroom fixtures.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 7, 2009
Listed
Dec 15, 2009
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2011