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Elmira M. is a hardworking woman. She is devoted to raising animals, especially cattle, which she buys and, after fattening, sells in the local market. In this manner, she obtains the income that she needs. Over many years, this has allowed her to earn enough income to help her husband with the family expenses. In order to increase her income and revitalize her business, Elmira is requesting a loan of 1,600 AZN to purchase calves. This will enable her to increase her sales, to earn more, and to meet the needs of her four children.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 19
    View loans »
    Azerbaijan Loans Fundraising
  • $13,949,600
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Elmira to purchase four calves.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 26, 2010
Jan 1, 2010
Currency Exchange Loss:
May 17, 2011