Elizabeth is fifty-seven years old. She is divorced and has given birth to three children who are all in school. She lives with her children in a rented apartment in a fishing dominated community in the central region of Ghana. Elizabeth is a trader in printed fabrics. She hawks and treks to nearby communities to sell on their market days. Elizabeth has been in business for over twenty years and would like to give her business a facelift. She therefore wants the loan to procure many kinds of printed fabrics in bulk to achieve this dream.