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C2691 Amizero Group
In this Group: Chantal, Gerardine, Angele, Jean Pierre
Chantal is the group representative of a group composed of four people who have different kinds of business.

Chantal is 28 years old and is married with two children who are twins, seven years old. She also takes care of three dependents from her family, aged between 8 and 12. This big family lives in the Eastern Province of Rwanda, approximately two hours drive from Kigali, the capital city.

Chantal is a self-employed businesswoman selling foodstuffs such as rice, beans, flour, etc. She has been in this business for seven years and works from 6 a.m. to 8 p.m. every day except Sunday.

Chantal is requesting her first loan from Kiva lenders via Vision Finance Company in order to reinvest in her business. She will use the loan to purchase more quantities of foodstuffs which will allow her to attract more customers.

If this strategy is successful Chantal will be able to earn more profits which will help her to achieve her family goals to save money for her future and pay school fees for her children and her dependents.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 22
    View loans »
    Rwanda Loans Fundraising
  • $13,429,800
    Funds lent in using Kiva
  • 570.3
    Rwanda Francs (RWF) = $1 USD