Christian is forty-three. She is married and a mother of three children, all in school. She lives with her children and husband in a rented apartment in one of the tourist attraction centres in Ghana. Since the community is a coastal town in the region, the majority of the inhabitants are fishermen/women. Christian is a hairdresser by profession. She has her workshop on one of the streets and has five apprentices who are currently under training. She says she has been in business for over twenty years and wants a loan to buy artificial hair and other working materials to be able to render better services to her valued clients.