Emilia is 37 years old. She is married and has given birth to three children, all of whom are in school. She lives with them and her husband in a rented apartment in Axim. Axim is along the coastal area in the western region of Ghana. Fishing is the major occupation of the people there.
Emilia is a trader. She runs a provisions store. Her store is by the roadside in her community. Emilia buys the goods from Accra. She has been in business for five years and wants a loan to procure all kinds of provisions in bulk to expand her business.