Dipase Jonathan O. is a 43 year old father of 2 who is separated from his wife. He is the guardian of his children and a poultry farmer in Malanga, Busia district. Dipase says that life gets a little difficult because he has to be both father and mother. He says he is not in hurry to remarry; his main concerns are his poultry business and the well being of his children. Dipase would like a loan of KES 30,000 which will be used to finance the new vegetable business at his farm. He says the customer base is already set and business has picked up. He needs to finance the business both in terms of labor (because he cannot be everywhere at the same time) and expansion of the planting area.
Please note that this Field Partner started working with Kiva before certain core risk and due diligence policies were put into place and therefore does not meet our current minimum risk criteria (K-Met has less than 1,000 borrowers and has not submitted recent audited financial statements to Kiva). K-Met is a unique microfinance organization that targets private health care providers and community health workers as a means to fulfill its mission of promoting development in underserved communities through innovative health and education programs. Private providers are given loans to upgrade their facilities and community health workers, who volunteer through K-Met, are given access to loan funds to grow their businesses and as a means of incentivizing them to remain involved in community health work with K-Met. Kiva was K-Met’s first external lender and the organization is rated a Kiva Star Rating of 1, which is the riskiest level. As a result of K-Met’s strong social mission and unique approach to microfinance and health, Kiva believes that loans to borrowers with K-Met may still be of interest to Kiva lenders, despite the increased risk, and has allowed the organization to continue fundraising on Kiva.