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Charity is 60 years old and is a widow with two children. Both of her children are grown up and they are married with children. Charity is happy because she is a grandmother.

Charity sells drinks and cooking oil at retail prices to her customers and has been in this business for a long time. Her greatest joy in her business is the one-on-one interaction that she has with her customers.

Charity needs a loan of NGN 140,000 to purchase more drinks and cooking oil to sell. She hopes to expand her business in future. She says thanks to all Kiva lenders.

Charity is a LAPO (Lift Above Poverty Organization) client. LAPO is committed to improving lives in Nigeria and elsewhere in Africa.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 428
    View loans »
    Nigeria Loans Fundraising
  • $6,292,750
    Funds lent in using Kiva
  • 150.5
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Charity to purchase more drinks and cooking oil to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 16, 2009
Jan 1, 2010
Currency Exchange Loss:
Aug 26, 2010