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Michael Ngesa
Michael Ngesa O. is 41 years old, married and a father of 5 children. His business is mainly specializing in timber sales but he often crosses over into brick-making. Formerly, he says he was into farming but realised his dream and success was in a different type of self employment. That is when he ventured into buying mature trees and cutting them down for his timber store to sale. He currently has a tender with the local schools that are putting up new classrooms and as a result he would like to use a loan of KShs. 30, 000 along with his own funds to effect this transaction.

Additional Information

Important Information

Please note that this Field Partner started working with Kiva before certain core risk and due diligence policies were put into place and therefore does not meet our current minimum risk criteria (K-Met has less than 1,000 borrowers and has not submitted recent audited financial statements to Kiva). K-Met is a unique microfinance organization that targets private health care providers and community health workers as a means to fulfill its mission of promoting development in underserved communities through innovative health and education programs. Private providers are given loans to upgrade their facilities and community health workers, who volunteer through K-Met, are given access to loan funds to grow their businesses and as a means of incentivizing them to remain involved in community health work with K-Met. Kiva was K-Met’s first external lender and the organization is rated a Kiva Star Rating of 1, which is the riskiest level. As a result of K-Met’s strong social mission and unique approach to microfinance and health, Kiva believes that loans to borrowers with K-Met may still be of interest to Kiva lenders, despite the increased risk, and has allowed the organization to continue fundraising on Kiva.

About Kenya

  • $1,800
    Average annual income
  • 765
    View loans »
    Kenya Loans Fundraising
  • $43,695,450
    Funds lent in using Kiva
  • 75.4
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Michael Ngesa increase his stock for supplying local schools.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 18, 2010
Dec 17, 2009
Currency Exchange Loss:
Mar 15, 2012