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Jyparkul's Group
In this Group: Jyparkul, Nazgul, Aibubush, Aizada
Jyparkul lives on the outskirts of the city of Balykchi, which means “a fisherman”. To many people, the life in this rural area does not seem to be that attractive. There is an extremely high rate of unemployment in this city. Therefore, many young people have left the city to look for a job in the capital. Nevertheless, Jyparkul and her husband have chosen to stay. Instead of moving to the capital and starting from zero, they have preferred to create opportunities where other people have already dropped their hands.

Jyparkul is 42. She and her husband are happy parents as they have four sons. Their sons' ages range from as young as 5 to 21. Previously they had ten sheep. They invested their savings thriftily and were able to buy cows and calves. After that, they bought horses and started to trade in cattle. Now, the livestock they have include two horses, three cows, four calves and 30 sheep. Due to this business, they have been able to marry their son. Their two elder sons help the parents look after the cattle. So Jyparkul and her husband do not have any difficulties looking after that many cattle. Their monthly income from trading in livestock is up to $230. This is a good income. Jyparkul decided to apply for a loan to purchase seven or eight sheep and a calf. She wants to increase the total population of their livestock in preparation for marrying off the rest of her sons.

Jyparkul is the leader of this group. Jyparkul’s partners are:

Nazgul, 36, married, with four children. Nazgul stays at home and feeds up a horse for sale. She needs a loan to buy a foal.

Aibubush, 59, is retired. Together with her husband, she raises cattle. She needs a loan to buy calves to raise.

Aizada, 26, has two children. She stays at home and looks after cattle. They have four cows and ten sheep. Her husband is a taxi driver. Aizada needs a loan to buy a horse to raise for sale.


Where Did This Loan Come From?

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of the 3 P's concept: People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a video presentation about the organization, please visit:

If you would like to further your support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 92
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,742,650
    Funds lent in using Kiva
  • 43.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Jyparkul's Group's $1,375 loan helped a member to buy sheep and a calf.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 1, 2009
Dec 14, 2009
Currency Exchange Loss:
Aug 11, 2010