Lach N. is a villager living in the rural area of Battambang province. She was married for many years and blessed with three children, who are married and no longer living at home. To earn a living, Lach N. owns a hand-cart that she uses to hawk, selling cakes and boiled corn to the people around her district. She is usually able to generate about $5 of income a day. To help respond to the family’s needs, her husband runs a taxi service. Recently, he was unable to fulfill his customer’s requirements because his old motorcycle has broken down. Therefore, Lach N. applied for a loan to buy a new motorcycle to replace a broken one.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.