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Las Margaritas Group
In this Group: Imelda Beatriz, Emma Elva Rosa, Haydee Teofila, Ofelia Elena, Cecilia, Maribel, Evelyn Liliana, Rosa Del Carmen, Clara Luz, Vanessa
Mrs. Haydee Teofila G. S. is 42 years old and has 5 kids. She is a member of the "Las Margaritas" (Daisies) Group formed by 11 members that live in the district of Carabayllo. Mrs. Haydee does a few different jobs such as the sale of cosmetics and clothes but her main job is providing the service of sewing on sequins. Three years ago, she started working for a clothing manufacturer where she was in charge of adding sequins. Now, she is the hub of a network that allows other people to earn an income working from home. Mrs. Haydee is in charge of distributing the merchandise to the people who will do the sewing on of the sequins and she teaches them how to do it.

With her work, she can cover the expenses of raising her children. She would someday like to open a market for clothing sales. With the loan, she will buy cellphones and accessories for sale.
View original language description ↓
LA SRA. HAYDEE TEOFILA G. S., TIENE 42 AÑOS,TIENE 5 HIJOS,ELLA INTEGRA EL GRUPO "LAS MARGARITAS" FORMADO POR 11 SOCIOS QUE RESIDEN EN EL DISTRITO D. CARABAYLLO.
LA SRA. HAYDEE, SE DEDICA A TRABAJAR EN DIFERENTES ACTIVIDADES, COMO VENTA D. COSMÉTICOS,ROPA, SIENDO SU PRINCIPAL ACTIVIDAD EL SERVICIO D. BORDADOS EN LENTEJUELAS.
HACE TRES AÑOS ELLA EMPEZÓ A TRABAJAR PARA UN TALLER D. CONFECCIONES,DOND. ELLA ERA LA ENCARGADA D. HACER LOS BORDADOS, AHORA ELLA ES EL NEXO PARA QUE OTRAS PERSONAS PUEDAN OBTENER UN INGRESO ECONÓMICO DESD. SUS DOMICILIOS. LA SRA. HAYDEE SE ENCARGA D. REPARTIR LA MERCADERÍA A PERSONAS QUE SE DEDICAN A ÉSTE BORDADO CON LENTEJUELAS, Y SE ENCARGA D. ENSEÑARLE LA LABOR.
CON SU TRABAJO, ELLA PUED. CUBRIR LOS GASTOS D. MANTENCIÓN D. SUS HIJOS
LE GUSTARÍA MAS ADELANTE APERTURAR UN BAZAR D. VENTA D. ROPA.
EL PRESTAMO SOLICITADO LO DESTINARÁ A LA COMPRA D. CELULARES Y ACCESORIOS PARA LA VENTA.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 108
    View loans »
    Peru Loans Fundraising
  • $54,998,525
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Margaritas Group's $3,775 loan helped a member purchase of cellphones.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 4, 2009
Listed
Dec 14, 2009
Currency Exchange Loss:
Covered
Ended:
Jun 15, 2010