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Nenita V. is a 67 year old widow woman who lives in the village of Brgy Palaka, Pulupandan Negros Occidenta. She earns her living by operating a "sari-sari" general store. Nenita has four adult aged children who have their own families. They don't forget to help their mother in terms of financial assistance.

Nenita joined NWTF-Project Dungganon in 1998 to improve the quality of life of their family. With the help of her loans from NWTF-PD she has been able to increase her family income by engaging in her general store business. Now she earns an average monthly income of Php 15,000.

Nenita is a member in good standing. Her previous loan of Php 15,000 funded the operations of her general store and it has had a positive impact on her business and family’s living conditions. Now she is borrowing her 18th cycle loan of Php 20,000 to support her general store. Nenita is works hard to achieve her dreams and aspirations for her family, to provide them with a brighter future and a more comfortable life.
About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project <i>Dungganon</i> (a Hiligaynon word that means <u>Honorable</u>). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them <i>Dungganon</i> - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 2081
    View loans »
    Philippines Loans Fundraising
  • $61,204,950
    Funds lent in using Kiva
  • 46.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Nenita additional working capital for general store.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 18, 2009
Dec 14, 2009
Currency Exchange Loss:
Jul 15, 2010