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Korng S., 53, is married with six children. She resides in Phnom Penh City with her husband and children. To make a living, she is involved in a business selling tobacco and betel leaves for older people at a local market in the town, earning an income of US $5 per day. The family is also assisted by one of her children who is currently employed as a construction worker, earning an income of US $3 per day. These sources of income help cover the family expenses. S. and her family members are seeking to improve their standard of living and to generate a better income. Therefore, S. is asking for a loan of US $1000 to purchase more tobacco and betel leaves for resale. With the remainder, she wants to purchase a motorbike for one of her children to commute to work at the construction site. By doing so, she hopes she will be able to cut back on public transportation expenses.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,709,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Korng buy tobacco and betel leaves for resale and a motorbike.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 27, 2009
Dec 14, 2009
Currency Exchange Loss:
Nov 15, 2010