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Siempre Amigas Group
In this Group: Maria Kelly, Ana Paola, Claudia Gisel, Mario, Miriam, Maria Jesus*, Leidi Nancy, Evelin, Elizabeth, Rosauro, Marian Karol, Isabel, Ruth Mery, Sandy Irene
* not pictured
The "Siempre Amigas" ("Always Friends") group is represented by Maria Kelly and consists of 14 members who are entering their second loan cycle demonstrating honesty and responsibility with their payments as well as the ability to administer the funds. Each one of the members makes a living in different commercial activities, such as selling food, cosmetics, groceries at neighborhood stores, rice, jewelry, as well as offering hair-cutting, carpentry and laundry services. The members are aware that what really separates one business from another is its treatment of its customers, and it's for this reason they don't have too much competition. The loan will be used to acquire merchandise, ingredients and tools that will help the members generate more income to be able to give their families a better quality of life. In regards to their loan experience, the group ran into some bad members in a previous group, but they have kept moving forward and have been timely with their payments working together as a team.
View original language description ↓
El grupo "Siempre Amigas" esta representada por la señora Maria Kelly y conformada por 14 miembros que ya van ingresando a un segundo ciclo demostrando honestidad y responsabilidad en sus pagos así como capacidad para administrar los fondos otorgados. Cada una de las socias se dedican a diferentes actividades comerciales como la venta de comida, cosméticos, abarrotes en tiendas de barrio, arroz, joyas y al servicio de peluquería, carpintería y lavandería. Las socias están concientes que lo que realmente hace la diferenta entre un negocio y otro es el trato que se brinda a los clientes para que se hagan fieles a los productos ofrecidos por las socias es por esto que no tienen mucha competencia en su mercado laboral. El destino del nuevo financiamiento es para la adquisición de mercadería, insumos y herramientas que les ayude a generar mejores ingresos para poder darles a sus familias una mejor calidad de vida. En cuanto a su experiencia las socias tropezaron con algunas malas socias en el grupo anterior pero supieron salir adelante y cumplir puntualmente con sus pagos trabajando en equipo y de forma unida.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 199
    View loans »
    Bolivia Loans Fundraising
  • $31,424,025
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Siempre Amigas Group's $3,575 loan helped a member increase working capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 27, 2009
Jan 1, 2010
Currency Exchange Loss:
Aug 12, 2010